Simple, honest pricing
Free forever for the features you need. No tricks, no credit card, no bait-and-switch.
Free
No credit card. No expiry. No nonsense.
- Boss Battle Debt Tracker (up to 10 loans)
- Expense Tracking (all categories)
- Investment Portfolio (up to 10 holdings)
- Savings Goals (up to 5 goals)
- Income Sources tracking
- Retirement Projection (4% rule)
- Cost of Living Comparison (2 cities)
- CSV import & export — your data, always
- Hero Level & Achievement System
- Full XP & gamification system
- Privacy-first — no PII ever
Pro
- Everything in Free, plus:
- Unlimited loans, holdings, and goals
- Live stock price refresh (single & all)
- Bank account sync (Coming Soon)
- Advanced retirement scenarios (Coast FIRE, Lean FIRE)
- Cost of Living — unlimited city comparisons
- Priority support
- Early access to new features
Secure checkout via Stripe. Cancel anytime.
Our commitment: The free tier will always include everything you need to run a complete retirement plan. Features in Free today stay in Free forever.
Frequently asked questions
Is it actually free?
Yes. The free tier is fully functional — not crippled. You can track your entire financial life without paying anything. The Pro plan ($9/mo or $84/yr) is for power users who want unlimited holdings and advanced scenarios.
Will the free tier go away?
No. We're committed to maintaining a generous free tier. Features available today for free will remain free.
Do you need a credit card to sign up?
No. Sign up with just an email address (or Google OAuth). No payment information is ever required for the free tier.
What data do you collect?
Only the minimum needed for retirement planning: amounts, rates, fund types, and city/state for cost-of-living. Never account numbers, SSNs, full names, or street addresses. See our About page for the full list.
Can I export my data?
Yes. You can export all your data as CSV at any time. Your data is yours — you can take it with you if you decide to leave.
What's the difference between Free and Pro?
Pro unlocks unlimited loans, investment holdings, and goals — plus live stock price refresh, bank sync, and advanced retirement scenarios. The free tier (10 investments, 10 loans, 5 savings goals) covers the full experience for most users.